BI CFO / Singapore / CPF contribution calculator
CPF contribution calculator
Employee and employer CPF for 2026, by age band, with the S$8,000 monthly and S$102,000 annual ceilings.
Short answer: for employees aged 55 and below, the employee pays 20% and the employer 17% of monthly wages up to the S$8,000 Ordinary Wage ceiling in 2026. Rates fall from age 56.
Enter your figures to see the result.
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Ask an accountantWorked example: S$6,000 a month plus a S$12,000 bonus
An employee aged 35 earns S$6,000 a month and receives a S$12,000 bonus in 2026.
| Ordinary wages subject to CPF | S$72,000 |
| Bonus subject to CPF | S$12,000 |
| Employee share (20%) | S$16,800 |
| Employer share (17%) | S$14,280 |
| Total CPF for the year | S$31,080 |
Rates for age 55 and below.
Common questions
What is the CPF wage ceiling in 2026?
S$8,000 a month for ordinary wages from 1 January 2026, and S$102,000 a year in total including bonuses.
What are the 2026 CPF rates?
55 or below: 20% employee, 17% employer. 56 to 60: 18% and 16%. 61 to 65: 12.5% and 12.5%. 66 to 70: 7.5% and 9%. Above 70: 5% and 7.5%.
Do foreigners pay CPF?
No. CPF applies to Singapore citizens and permanent residents. New PRs pay graduated rates in their first two years.
For education only. Citizens and PRs from their third year of PR, monthly wages above S$750. Not tax or payroll advice.